World Nomads travel insurance review 2023

Since 2002, World Nomads has offered travel insurance with robust coverage for adventurers and volunteers in high-risk activities, backed by Nationwide

[{"selector":"#anim-d3c7c82d-4aec-4cfc-84e8-a4e602d017c8","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-93444383-0ca3-4a66-aa9c-2dd78b4f2ed9","keyframes":{"transform":["translate3d(0px, 150.45421%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-aea59d0b-6bc8-4139-9a93-88a610a5a075 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-31.22961945131945%, 0, 0) translate(-25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"fill":"forwards"}]

World Nomads offers two plans: Standard and Explorer, both covering medical, trip, baggage, and emergency assistance.

[{"selector":"#anim-2d6bbc4e-c477-4508-9f4d-afefb3bcdb4d","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-20d93921-63bc-484e-bfae-9ce53570dab3","keyframes":{"transform":["translate3d(0px, 171.38291%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-959c1d2f-bb13-48a6-88cb-cf5250357b71 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-7.536764448217093%, 0, 0) translate(-25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"fill":"forwards"}]

No mid-trip plan upgrades, but you can extend coverage if extending your trip.

[{"selector":"#anim-659b8ab5-0334-441a-be04-919a3661295c","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f5d0f9e0-77c9-4b63-a3cb-2154fc66e387","keyframes":{"transform":["translate3d(0px, 212.69841%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e1e2256b-3ef8-4ce9-88d5-0bdd970689a0 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-31.992753513921134%, 0, 0) translate(-25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"fill":"forwards"}]

Coverage includes up to $100,000 for medical emergencies and a 24/7 emergency assistance hotline.

[{"selector":"#anim-41e7a3b0-3f4f-4d60-89d9-0636ba9cbd62","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-78baf671-2217-48ca-8a55-e6dc7b98035c","keyframes":{"transform":["translate3d(0px, 171.38291%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f3b8d8c1-241d-4f47-b243-85f9622c8b97 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-14.843749786673241%, 0, 0) translate(-25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"fill":"forwards"}]

Covers hundreds of high-risk athletic and adventure activities.

[{"selector":"#anim-c45b3a5c-8d6b-4047-9450-97765937168e","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3be4b648-b330-40e7-9623-e11bd857094c","keyframes":{"transform":["translate3d(0px, 270.70715%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a88b02cb-9a01-49d0-9969-2b09b64d353c [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-31.284818827941187%, 0, 0) translate(-25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"fill":"forwards"}]

* Explorer Plan offers $500,000 in emergency evacuation coverage. * offers $25,000 in non-medical emergency evacuation coverage.

[{"selector":"#anim-c18e1577-332e-41e8-b922-0b71d06bc26b","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-05b106dc-f65c-4d8d-9e78-7477aac1c877","keyframes":{"transform":["translate3d(0px, 143.50739%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e32f0356-b33c-4d70-a116-f8526b022988 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-7.846142088709643%, 0, 0) translate(-25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"fill":"forwards"}]

* Cancel for any reason” upgrade is not available. * No waiver for pre-existing conditions is available.

[{"selector":"#anim-d599fb5b-b445-4574-8cc8-dbf97d11e64b","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1e1365a0-f325-4848-b894-e258af2a34f7","keyframes":{"transform":["translate3d(0px, 212.69841%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d89956b2-685e-4b02-a254-f5f19f548278 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-31.25342391838675%, 0, 0) translate(-25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"fill":"forwards"}]

If you are not an adventure traveler, you can find cheaper rates elsewhere.

[{"selector":"#anim-8e96debc-784e-49b5-9554-5529ef283b25","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c45e3d7c-db59-4a92-86e8-7eccc04fa3a3","keyframes":{"transform":["translate3d(0px, 224.30555%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-7833a07c-b189-4a74-a363-9a05a62f1ae6 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-21.874999829338588%, 0, 0) translate(-25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"fill":"forwards"}]

World Nomads excludes coverage for injuries related to intoxication, reckless behaviour, and certain pre-existing conditions.

[{"selector":"#anim-af9d394f-5e93-4f0d-a2a2-b33f628fb0ab","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2ce60bab-a4f1-4a56-a90e-31619d8930e6","keyframes":{"transform":["translate3d(0px, 170.66345%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1a6827bd-ee04-42d7-98b3-38eb1d29fd4a [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-29.87477626428522%, 0, 0) translate(-25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"fill":"forwards"}]

Additionally, non-emergency treatments, routine exams, childbirth, self-harm, suicide, or attempted suicide aren't covered.

[{"selector":"#anim-11349526-f061-4a42-b5ec-e12fdaa32eb1","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f6a7ce6a-2b20-40d3-b04b-5e0738c94146","keyframes":{"transform":["translate3d(0px, 160.59152%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d13bd3bf-7ad6-4569-863a-152a8f143306 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-31.249999886225726%, 0, 0) translate(-25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"fill":"forwards"}]