World Nomads travel insurance review 2023

Since 2002, World Nomads has offered travel insurance with robust coverage for adventurers and volunteers in high-risk activities, backed by Nationwide

World Nomads offers two plans: Standard and Explorer, both covering medical, trip, baggage, and emergency assistance.

No mid-trip plan upgrades, but you can extend coverage if extending your trip.

Coverage includes up to $100,000 for medical emergencies and a 24/7 emergency assistance hotline.

Covers hundreds of high-risk athletic and adventure activities.


* Explorer Plan offers $500,000 in emergency evacuation coverage. * offers $25,000 in non-medical emergency evacuation coverage.


* Cancel for any reason” upgrade is not available. * No waiver for pre-existing conditions is available.


If you are not an adventure traveler, you can find cheaper rates elsewhere.


World Nomads excludes coverage for injuries related to intoxication, reckless behaviour, and certain pre-existing conditions.

Additionally, non-emergency treatments, routine exams, childbirth, self-harm, suicide, or attempted suicide aren't covered.